And, as mentioned next, a case might be converted from Chapter 7 to Chapter 13 if case examine resolution debtor consents, or be brushed aside if he doesn’t, in those circumstances wherein case study resolution debtor makes too much money to be discharged with out it being an “abuse” under case look at solution 2005 act. The first explanation why is “for trigger,” after notice and a listening to for cause, adding 1 unreasonable hold up by case study solution debtor that prejudices collectors, 2 nonpayment of any fees required, 3 failure to file required files and schedules. The 2nd reason behind dismissal or, with case examine solution debtor’s permission, conversion to Chapter 11 or 13 applies to borrowers whose debt is primarily consumer debt: case examine resolution court docket may—after word and a hearing—disregard a case if granting aid may be “an abuse of case look at resolution provisions” of case study resolution chapter code. The 3rd explanation for dismissal is truly case examine answer crux of case examine answer 2005 law: beneath it, case study solution court will find that granting reduction beneath Chapter 7 to a debtor whose debt is basically consumer debt is “an abuse” if case examine solution debtor makes too much cash. The debtor must pass a means test: If he’s poor enough, he can go Chapter 7. If he’s not poor adequate or if they aren’t, in case of a married couple, Chapter 13—making bills to creditors—is case examine solution way to move.